Planning to buy an investment property? Looking to refinance an existing investment home loan? We can help with our range of flexible investment home loans.

Apply for Pre-approval
Basic
Investment Home Loan

Suitable for borrowing over $250k where you don’t need an offset account

  • Loans from $250k
  • Maximum LVR 90%
Find Out More
Basic
Investment Home Loan
Standard
Investment Home Loan

Suitable for borrowing up to $250k

  • Loans up to $250k
  • Maximum LVR 90%
Find Out More
Standard
Investment Home Loan
Premium
Investment Home Loan

Suitable for borrowing over $250k where an offset account is important

  • Loans over $250k
  • Maximum LVR 90%
Find Out More
Premium
Investment Home Loan
Basic Investment Home Loan
3.18
%
P.A
Special Offer Variable Rate <80% LVR (P&I)^
3.23
%
P.A
Comparison Rate*
Basic Investment Home Loan
  • Loans from $250k
  • No Annual Fees
  • New Business Only^
Find out more
Standard Investment Home Loan
3.34
%
P.A
3 Year Fixed Rate (P&I)
4.56
%
P.A
Comparison Rate*
Standard Investment Home Loan
  • Loans up to $250k
  • Maximum LVR 90%
Find out more
Premium Investment Home Loan
3.14
%
P.A
3 Year Fixed Rate (P&I)
3.59
%
P.A
Comparison Rate*
Premium Investment Home Loan
  • Loans From $250
  • Maximum LVR 90%
Find out more
We have been with BCB for over 45 Years and for the last 24 of them with our business as well. The staff are amazing people to do your banking with and the loans division make every buying and selling experience so easy. Our little hiccups have never been a drama for the staff to help us solve and nothing is ever too much trouble to help us along the way to building our business through banking. Their rates are always competitive and we would never consider another bank or financial institution for all our needs. Loyal staff and loyal friends = Best Bank Ever.
Martin & Sarah
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James Adderley

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Buying your first home can be a fun but daunting experience. Below is a brief summary of the process...

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Lenders Mortgage Insurance (LMI) Explained
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Achieving the dream of home ownership can be one of the most exciting times in your life. At times however, it can seem unattainable due to how long it takes to save a deposit. Lenders' Mortgage Insurance (LMI) enables us to accept deposits less than 20% for some home...

Achieving the dream of home ownership can be one of the most exciting times in your life. At times...

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What do comparison rates tell us?
James Adderley

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples, when it comes to the total cost of lending products, but unfortunately they don't paint the whole picture. What is a Comparison Rate? A comparison rate provides a simplified way to compare...

Comparison rates help us to compare loan products. They are designed to enable us to compare apples with apples,...

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What’s your credit score?
James Adderley

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy rental for eternity. But do any of us really know what a Credit Score is or what it means? So, this week I applied for a new credit card. Going through...

Your Credit Score can sometimes be the difference between moving into your dream home and living in a crummy...

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  • The Little Details

    Products issued by BankStead Capital Bank Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Eligibility criteria, fees and charges, terms and conditions apply.

    WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    ^Available for new business only. Valid for new loan applications received between 1st April 2020 and 1st July 2020. Offers not available for switching of existing BCB home loans or to applicants for another BCB home loan fully approved prior to the 1 of April 2020.

    *Principle & Interest rates shown. For Interest Only lending rates, refer to our loan interest rate schedule.  The comparison rate is based on a $150,000 loan repayable over 25 years.