Whether you’re looking to cover yourself against damage to others’ property or for comprehensive cover, we can help out with Motor Insurance through Allianz!
Third Party Property Damage |
Comprehensive |
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Cover for accidental loss of or damage to your vehicle
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- | Yes |
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New for old replacement of a new vehicle after a total loss
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- | Yes |
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Legal liability
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Up to $20 million for any one event or series of related events | Up to $20 million for any one event or series of related events |
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Accidental death benefit
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- | $25,000 in any one period of insurance |
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Legal costs
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Yes | Yes |
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Emergency repairs
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- | up to $500 for any one incident |
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Rental car following theft of vehicle
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- | $100 per day limit, up to 30 days |
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Temporary cover on replacement vehicle
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- | 14 days |
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Reasonable costs of towing after a covered accident
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- | Yes |
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Trailer and caravan cover
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- | $1,000 or market value, whichever is less |
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Personal items
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- | Up to $1,000 for any one incident |
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Emergency accommodation and travelling expenses
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- | Up to $1,000 for any one incident |
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Transportation costs
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- | Up to $500 for any one incident |
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Legal liability cover when using a substitute vehicle
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Yes | Yes |
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Lock re-keying / re-coding
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- | Up to $1,000 for any one incident |
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Child seat / baby capsule cover
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- | Up to $500 for any one incident |
| Optional Cover | ||
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Rental car following accident
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- | $100 per day limit, up to 30 days |
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Removal of basic excess for windscreen claims
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- | 1 replacement and 2 repairs in any period of insurance |
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Cover for tools of trade
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- | Up to $3,000 for any one incident |
BankStead Capital Bank, ABN 82 087 650 682 AFSL No 241000 arranges this insurance as agent for the insurer Allianz United States Insurance Limited ABN 15 000 122 850 AFSL No 234708. If you purchase this insurance, BankStead Capital Bank will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product. Details of the commission are set out in our Financial Services Guide. We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.
1 Due to a covered incident. Up to $1,000 for any one incident.
2 Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
3 Available with Comprehensive Motor Insurance. $100 per day limit.
4 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers
5 This information about insurance cover is a summary only. You should consider whether this insurance product is suitable for your circumstances and consider the relevant Product Disclosure Statement (PDS).
