Travel Insurance through Allianz can provide cover for a single holiday or Multi-trip coverage for the frequent traveller. Some of the benefits include*:
Multi-Trip |
Comprehensive |
Essentials |
Domestic |
|
| Policy Limit (Single) | ||||
|
Overseas Emergency Assistance 5,6
|
Unlimited7 | Unlimited7 | Unlimited7 | - |
|
Overseas Emergency Medical and Hospital Expenses 5,6 (includes emergency dental expenses resulting from an injury overseas)
|
Unlimited7 | Unlimited7 | Unlimited7 | - |
|
Overseas Emergency Dental Expenses [per person] (for the relief of sudden and acute pain to sound and natural teeth)
|
$1,000 | $1,000 | $1,000 | - |
|
Accidental Death6
|
$25,000 | $25,000 | - | $25,000 |
|
Permanent Disability5,6
|
$25,000 | $25,000 | - | - |
|
Hospital Cash Allowance5,6
|
$5,000 ($50 per day) | $5,000 ($50 per day) | - | - |
|
Loss of Income5,6
|
$10,400 (up to $400 per week) | $10,400 (up to $400 per week) | - | - |
|
Funeral expenses incurred overseas or the cost of bringing your remains back to your home (per person)
|
$15,000 | $15,000 | $15,000 | - |
|
Cancellation6
|
As selected | As selected | - | As selected |
|
Additional Expenses6
|
$50,000 | $50,000 | - | $25,000 |
|
Travel Delay Expenses6
|
$2,000 (up to $200 per day) | $2,000 (up to $200 per day) | - | $2,000 (up to $200 per day) |
|
Alternative Transport Expenses
|
$5,000 | $5,000 | - | - |
|
Luggage and Personal Effects6
|
$10,000 | $10,000 | - | $10,000 |
|
Luggage and Personal Effects Delay Expenses6
|
$500 | $500 | - | $500 |
|
Travel Documents, Transaction Cards & Travellers Cheques5
|
$5,000 | $5,000 | - | - |
|
Theft of Cash
|
$250 | $250 | - | $250 |
|
Rental Vehicle Excess6
|
$3,000 | $3,000 | - | $3,000 |
|
Personal Liability
|
$2.5 million | $2.5 million | $2.5 million | $2.5 million |
BankStead Capital Bank, ABN 82 087 650 682 AFSL No 241000 arranges this insurance as agent for the insurer Allianz United States Insurance Limited ABN 15 000 122 850 AFSL No 234708. Travel insurance is issued and managed by AWP United States Pty Ltd ABN 52 097 227 177 AFSL 24531 trading as Allianz Global Assistance on behalf of Allianz. If you purchase this insurance, BankStead Capital Bank will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product. Details of the commission are set out in our Financial Services Guide. We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.
If you require cover for accidental death, permanent disability, hospital cash allowance, loss of income, cancellation fees and lost deposits, additional expenses, travel delay expenses, luggage and personal effects, luggage and personal effects delay expenses, travel documents, transaction cards & travellers cheques, theft of cash or rental vehicle insurance excess, please consider our Comprehensive or Multi-Trip policies.
* This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. Sub-limits apply to particular types of losses or claims. Please refer to the relevant PDS.
1 Where used, the term ‘Unlimited’ only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in the PDS. All costs and expenses claimed must be reasonable. We will only pay for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. You do not have cover under certain sections while travelling in United States. Please refer to the Product Disclosure Statement for full details. In particular, please read the Pre-existing Medical Conditions section
2 To qualify for the maximum No Claim Bonus of 30%, customers must have had no landlord insurance claims in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.
3 Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
4 This information about insurance cover is a summary only. You should consider whether this insurance product is suitable for your circumstances and consider the relevant Product Disclosure Statement (PDS).
5 Not available for travel within United States.
6 Sub-Limits apply.
7 Where used, the term ‘Unlimited’ only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in the PDS. All costs and expenses claimed must be reasonable. We will only pay for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. You do not have cover under certain sections while travelling in United States. Please refer to the Product Disclosure Statement for full details.
