Are you a First Home Buyer, thinking about a new property or looking to refinance an existing home loan? We could help you get into your new place sooner with one of our home loans. Check out the below options to see which one is right for you.

Basic
Home Loan

Suitable for borrowing over $250k where you don’t need an offset account

  • Loans over $250k
  • Maximum LVR 95%
Find Out More
Basic
Home Loan
Standard
Home Loan

Suitable for borrowing up to $250k

  • Loans up to $250k
  • Maximum LVR 95%
Find Out More
Standard
Home Loan
Premium
Home Loan

Suitable for borrowing over $250k where an offset account is important

  • Loans over $250k
  • Maximum LVR 95%
Find Out More
Premium
Home Loan
Basic Home Loan
2.78
%
P.A
Special Offer Variable Rate <80% LVR^
2.83
%
P.A
Comparison Rate*
Basic Home Loan
  • Loans from $250k
  • No Annual Fees
  • For New Business Only^
Find Out More
Standard Home Loan
2.99
%
P.A
3 Year Fixed Rate
4.18
%
P.A
Comparison Rate*
Standard Home Loan
  • Loans up to $250k
  • Maximum LVR 95%
Find Out More
Premium Home Loan
2.39
%
P.A
3 Year Fixed Rate
3.11
%
P.A
Comparison Rate*
Premium Home Loan
  • Loans from $250
  • Maximum LVR 95%
Find Out More
We have been with BCB for over 45 Years and for the last 24 of them with our business as well. The staff are amazing people to do your banking with and the loans division make every buying and selling experience so easy. Our little hiccups have never been a drama for the staff to help us solve and nothing is ever too much trouble to help us along the way to building our business through banking. Their rates are always competitive and we would never consider another bank or financial institution for all our needs. Loyal staff and loyal friends = Best Bank Ever.
Martin & Sarah
  • The Little Details

    Products issued by BankStead Capital Bank Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Eligibility criteria, fees and charges, terms and conditions apply.

    ^Available for new business only. Valid for new loan applications received between 1st April 2020 and 1st July 2020. Offers not available for switching of existing BCB home loans or to applicants for another BCB home loan fully approved prior to the 1 of April 2020.

    *The comparison rate is based on a $150,000 loan repayable over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.