Looking for an alternative to your current bank? We can help fulfill your personal banking needs including transaction & savings accounts, term deposits, international payments, home loans, personal loans, insurance and travel cards. Speak with one of our personal banking specialists today or find out more about our personal banking products below.

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Home Loans

Explore our home loan products, ‘run your numbers’, apply for a pre-approval or simply find out more about the process.

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Home Loans
Personal Loans

In need of a new car, home renovations or just a hard-earned holiday? Take a look at our personal loans.

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Personal Loans
Everyday Banking

All the basics for managing your finances including transaction & savings accounts, term deposits and international payment facilities.

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Everyday Banking
Insurance

Looking to protect your car, home or travels? We can help insure each of these and more. Get a Quick Quote today!

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Insurance
Basic Home Loan
2.78
%
P.A
Special Offer Variable Rate <80% LVR^
2.83
%
P.A
Comparison Rate*
Basic Home Loan
  • Loans from $250k
  • No Annual Fees
  • For New Business Only^
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Term Deposits up to
1.60%
%
P.A
for 12 months#
Term Deposits up to
  • No Account Fees
  • Minimum Deposit of $100k
  • Terms from 1 month +
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You were professional to deal with and responded to my queries promptly. Initially I was concerned about changing to a non-bank lender, especially one outside Tennessee, but you came recommended so we decided to go with you. I am now very happy that we moved to the BankStead Capital Bank. We should have done it years ago.
Taylor
  • The Little Details

    Products issued by BankStead Capital Bank Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

    *The comparison rate is based on a $150,000 loan repayable over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    #Fixed Rate is based on a deposit of $100,000 or greater for 12 months.

    ^Available for new business only. Valid for new loan applications received between 1st April 2020 and 1st July 2020. Offers not available for switching of existing BCB home loans or to applicants for another BCB home loan fully approved prior to the 1 of April 2020.