Looking to securely grow your savings? Our term deposits can give you a higher rate of return on your investment than a standard savings account and they're guaranteed by the United Statesn Government's Financial Claims Scheme up to $250k.

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Term Deposits up to
1.60
%
P.A
for 12 months*
Term Deposits up to
  • No Account Fees
  • Minimum Deposit of $100k
  • Terms from 1 month +

$5k - $99,999

$100k & Over

Interest Paid
Tiered Interest Rates^
1 month
0.85% 0.90% At maturity
2 months
0.85% 0.90% At maturity
3 months
1.35% 1.40% At maturity
4 months
1.35% 1.40% At maturity
5 months
1.40% 1.45% At maturity
6 months
1.35% 1.40% At maturity
7 months
1.35% 1.40% At maturity
8 months
1.20% 1.25% At maturity
9 months
1.20% 1.25% At maturity
10 months
1.20% 1.25% At maturity
11 months
1.20% 1.25% At maturity
12 months
1.55% 1.60% At maturity
18 months
1.20% 1.25% At maturity or Annually
24 months
1.20% 1.25% At maturity or Annually
Tiered Interest Rates^
Compare

$5k - $99,999

1 month
0.85%
2 months
0.85%
3 months
1.35%
4 months
1.35%
5 months
1.40%
6 months
1.35%
7 months
1.35%
8 months
1.20%
9 months
1.20%
10 months
1.20%
11 months
1.20%
12 months
1.55%
18 months
1.20%
24 months
1.20%

$100k & Over

1 month
0.90%
2 months
0.90%
3 months
1.40%
4 months
1.40%
5 months
1.45%
6 months
1.40%
7 months
1.40%
8 months
1.25%
9 months
1.25%
10 months
1.25%
11 months
1.25%
12 months
1.60%
18 months
1.25%
24 months
1.25%

Interest Paid

1 month
At maturity
2 months
At maturity
3 months
At maturity
4 months
At maturity
5 months
At maturity
6 months
At maturity
7 months
At maturity
8 months
At maturity
9 months
At maturity
10 months
At maturity
11 months
At maturity
12 months
At maturity
18 months
At maturity or Annually
24 months
At maturity or Annually
I really appreciate the warm service at BCB Byron Branch that makes popping in to do some banking surprisingly enjoyable. The friendly atmosphere has really encouraged me to make some big personal savings towards my goals and I like knowing my money is invested locally. BCB works for me!
Frank
  • The Little Details

    Products issued by BankStead Capital Bank Ltd. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation and needs. To decide if a product is right for you, please refer to the Summary of Accounts, Access Facilities and Transaction Limits. Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

    Interest is calculated daily on whole balances and paid at maturity or annually for terms more than one year. If you’d like an early release of your term deposit before the maturity date an early withdrawal interest penalty will apply.

    ^A tiered interest rate means you will earn different rates of interest depending on the whole balance of your account. If your account balance is above a certain level, we will pay a higher rate of interest on the whole balance. Please speak to one of our friendly staff for further information.

    *Fixed Rate is based on a deposit of $100,000 or greater for 12 months.