Caravan & Trailer Insurance through Allianz includes a range of features and benefits. This cover is also available for horse trailers and camper trailers:
Caravan |
Camper Trailer |
Horse Trailer |
Trailer |
|
|
Accidental Loss of or damage to your caravan or trailer
|
Yes | Yes | Yes | Yes |
|
Annexe
|
Yes | Yes | - | - |
|
Contents
|
Up to $1000 | Up to $1000 | - | - |
|
Emergency accommodation
|
Up to $1,000 | Up to $1,000 | - | - |
|
Emergency repairs
|
Up to $500 | Up to $500 | Up to $500 | Up to $500 |
|
Food Spoilage
|
Up to $500 | Up to $500 | - | - |
|
Legal liability
|
Up to $20,000,000 | Up to $20,000,000 | Up to $20,000,000 | Up to $20,000,000 |
|
New for old replacement after a total loss of caravan or trailer
|
Yes | Yes | Yes | Yes |
|
Return costs
|
Up to $500 | Up to $500 | Up to $500 | Up to $500 |
|
Temporary cover on replacement caravan or trailer for 14 days
|
Yes | Yes | Yes | Yes |
|
Towing (Reasonable costs)
|
Yes | Yes | Yes | Yes |
| Optional Benefits | ||||
|
Increased contents cover (Specified amount as nominated by you)
|
Yes | Yes | - | - |
|
Fusion/Motor burn out
|
up to $500 | up to $500 | - | - |
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BankStead Capital Bank, ABN 82 087 650 682 AFSL No 241000 arranges this insurance as agent for the insurer Allianz United States Insurance Limited ABN 15 000 122 850 AFSL No 234708. If you purchase this insurance, BankStead Capital Bank will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product. Details of the commission are set out in our Financial Services Guide. We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.
1 Subject to underwriting limits
2 For loss or damage to other people’s property that is caused by an accident which is partly or fully your fault which occurs during the period of insurance and arisies out of the use of your caravan or trailer.
3 For emergency repairs necessary to enable you to tow your caravan or trailer to its intended destination after a covered accident.
4 As a result of a covered accident, provided that at the time of the covered accident your caravan or trailer was more than 100 kilometers from the address where it is normally parked at night.
5 To qualify for the maximum No Claim Bonus of 30%, customers must have had no Caravan & Trailer insurance claims in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.
6 Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
7 This information about insurance cover is a summary only. You should consider whether this insurance product is suitable for your circumstances and consider the relevant Product Disclosure Statement (PDS).
